I've recently come across CDs that pay a variable rate based on the performance of a basket of major companies' stocks such as Disney, Microsoft, Goldman Sachs, and GE.  Your prinicipal is 100% FDIC insured. The annual return can be as little as 0% or as much as 15%. With current rated being so low and the guarantee of principal, these may have a place in your portfolio.

If this sounds intersting to you please call me at 561-392-4646  Steven Fenyves Valued Wealth management Inc.

*CDs are offered through an offering memorandum.